Access Fast & Professional
Invoice Factoring
Overnight With
Gateway Commercial Finance
When cash flow is tight, waiting up to 120 days for payment can be tough. Get up to 97% of your invoice amount advanced on the very same day.
Get Approved Now
How Factoring Works
TODAY’S
Factoring Rate
0.030%
Daily(*)
UPDATED: June 24th, 2026
More about invoice factoring rates
Advances Up to
Cool Number
0
%
Discount From
Cool Number
0
%
Lines Up to
Cool Number
$
0
MM
Funding in
Cool Number
0
HRS
Client Login
Why Partner With Us?
Whether you’re an established middle market enterprise or a startup, CEO’s choose us due to our industry expertise, speed, adaptability, and competitive rates.
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We are direct funders -
Limited customer involvement (non-notification available) -
You’ll talk to a decision-maker and get the facts fast! -
Lines from $25k to $10MM -
Advances up to 97% -
Non-Recourse -
Underwriting often completed in 30 minutes
QUICK AND STRAIGHTFORWARD FUNDING
Waiting to get paid is painful. Access to invoice factoring doesn’t have to be.
1
Open AN Account
Easily fill out a 10-minute application or seamlessly integrate with your current accounting software.
2
SELECT CUSTOMERS & INVOICES
Submit the specific customers and invoices you’d like to receive advances on.
3
RECEIVE FUNDS
Receive funds via Wire or ACH before 3PM EST.
Do You Qualify?
Invoice factoring is easily accessible to a wide variety of businesses with various financial circumstances. Whether you’re a startup or a well-established operating company, qualifying for invoice factoring is straightforward.
You qualify if your business:
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Extends payment terms to creditworthy businesses -
Needs reliable funds for payroll and suppliers -
Has monthly sales of more than $25K -
Has been denied credit from a bank
Recently Funded Clients
- Main Need: Payroll Support
- Funding: $360k Line
- Employees: 40
- Location: Texas
- Main Need: Payroll & Per Diem Support
- Funding: $200k Line
- Employees: 3 Crews
- Location: Kansas
- Main Need: Payroll Support
- Funding: $800k Line
- Employees: 90
- Location: Florida
LINEMAN / INFRASTRUCTURE SERVICES
- Main Need: Payroll, Per Diem & Materials
- Funding: $625k Line
- Employees: 30
- Location: Pennsylvania
NON-EMERGENCY MEDICAL TRANSPORTATION
- Main Need: Payroll & Subcontractor Support
- Funding: $175k Line
- Employees: 65
- Location: Minnesota
MEDIA/LEAD GENERATION SERVICES
- Main Need: Ad Buys/Payroll Support
- Funding: $1.5M Line
- Employees: 18
- Location: New Jersey
- Main Need: Payroll Support
- Funding: $75k Line
- Employees: 25
- Location: Tennessee
- Main Need: Payroll Support
- Funding: $100k Line
- Employees: 9
- Location: Texas
- Main Need: Payroll & A/P Support
- Funding: $2.5M Line
- Employees: 30
- Location: Virginia
We Serve Most B2B
Industries Including:
Our factoring company provides funding to cover payroll, expenses and other supplier demands to large and small businesses in most industries.
Staffing
Aerospace
Distributors
Trucking
Apparel
Manufacturers
Construction
Aerospace
Distributors
Apparel
Staffing
Manufacturers
Trucking
Construction
What our
customers say
Google Reviews 4.8/5 Rating
Steve Martinez
Marc and the Team at Gateway have done a tremendous job of being our …Read More
5.0 rating
S. Martinez
Construction
Steve Martinez
Marc and the Team at Gateway have done a tremendous job of being our finance partner through a significant growth stage in our company. I highly recommend their services.
5.0 rating
S. Martinez
Construction
Kevin Manweiler
Marc and his team have provided financial services that have helped o…Read More
5.0 rating
K. Manweiler
Telecom Engineering
Kevin Manweiler
Marc and his team have provided financial services that have helped our Consulting and Engineering firm grow 10X in the past 6 years. I can to give a higher recommendation to them. without Gateway we would have not been capable of our expansion.
5.0 rating
K. Manweiler
Telecom Engineering
Dan Walter
Gateway Commercial Finance really bailed our company out. We reached …Read More
5.0 rating
D. Walker
Temporary Staffing
Dan Walter
Gateway Commercial Finance really bailed our company out. We reached out to several other firms before deciding to go with Gateway. Their process was so easy. Their team was very helpful. They have saved our business and given us access to the cash we need to continue to grow our staffing firm.
5.0 rating
D. Walker
Temporary Staffing
Brad Bujdos
We highly recommend GCF for optimum cash flow management. Marc and th…Read More
5.0 rating
B. Bujdos
Trucking
Brad Bujdos
We highly recommend GCF for optimum cash flow management. Marc and the entire GCF team are an absolute pleasure to work with, and very timely with all aspects of the program. Professional, hard-working, and will do exactly as promised! Forget all the cold calls/texts/emails that you may have received from other sources, and give Marc a call asap to get the ball rolling!
5.0 rating
B. Bujdos
Trucking
Rolando Palma
Gateway is a great Partnership for our company!!!!
4.5 rating
R. Palma
Security Guards
Rolando Palma
Gateway is a great Partnership for our company!!!!
4.5 rating
R. Palma
Security Guards
Marc Perez
Our company has worked with Gateway for almost 20 years. They have be…Read More
5.0 rating
M. Perez
Distributor
Marc Perez
Our company has worked with Gateway for almost 20 years. They have been a great partner during that time. Professional and always quick to respond & act!
5.0 rating
M. Perez
Distributor
JLS Management Contractor
Marc and his team are the best in helping to grow your business, my c…Read More
5.0 rating
J. Lopez
Management Contractor
JLS Management Contractor
Marc and his team are the best in helping to grow your business, my company is very thankful.
5.0 rating
J. Lopez
Management Contractor
Cambridge Transportation
I found Gateway Commercial Finance after our vendor decided to extend…Read More
5.0 rating
S. Mohamed
Medical Transportation
Cambridge Transportation
I found Gateway Commercial Finance after our vendor decided to extend payment terms. It caused a real crunch in our finances. I spoke to Marc about our situation and he expedited the process to get our invoices factored. Onboarding was in a matter of days and I was funded for six figure outstanding invoices within the week. The funding team is extremely responsive and transparent.
5.0 rating
S. Mohamed
Medical Transportation
Joseph Nyagah
I decided to jump ship from my old factoring Company, Marc and his te…Read More
5.0 rating
J. Nyagah
Nurse Staffing
Joseph Nyagah
I decided to jump ship from my old factoring Company, Marc and his team switched all my accounts to Gateway within 2 days just in time to run payroll, they even funded the payroll, if you’re in a crunch and you need payroll funding Gateway is the way to go.
5.0 rating
J. Nyagah
Nurse Staffing
(*)Disclaimer: The advertised daily rate is based on a twelve-month agreement, with minimum monthly purchases of $700,000 from Dun & Bradstreet-rated account debtors holding a 5A3 rating or higher. Debtor concentration must not exceed 15%, and net sales terms cannot exceed Net 30. Final underwriting of the applicant company, its owners/officers/guarantors, and account debtors will be a key factor in any written offer, and the results may influence the terms of any written offer.