Access Fast & Professional Invoice Factoring Overnight With Gateway Commercial Finance
When cash flow is tight, waiting up to 120 days for payment can be tough. Get up to 97% of your invoice amount advanced, with same-day funding once your account is set up.
TODAY'S
Factoring Rate
Daily(*)
UPDATED: November 3rd, 2026
Why Partner With Us?
Whether you’re an established middle market enterprise or a startup, CEO’s choose us due to our industry expertise, speed, adaptability, and competitive rates.
- We are direct funders
- Limited customer involvement (non-notification available)
- You'll talk to a decision-maker and get the facts fast!
- Lines from $25k to $10MM
- Advances up to 97%
- Non-Recourse
- Approval in 30 minutes
QUICK AND STRAIGHTFORWARD FUNDING
Waiting to get paid is painful. Access to invoice factoring doesn’t have to be.
1
Open AN Account
Easily fill out a 10-minute application or seamlessly integrate with your current accounting software.
2
SELECT CUSTOMERS & INVOICES
Submit the specific customers and invoices you’d like to receive advances on.
3
RECEIVE FUNDS
Receive funds via Wire or ACH before 3PM EST.
Do You Qualify?
Invoice factoring is easily accessible to a wide variety of businesses with various financial circumstances. Whether you’re a startup or a well-established operating company, qualifying for invoice factoring is straightforward.
You qualify if your business:
- Extends payment terms to creditworthy businesses
- Needs reliable funds for payroll and suppliers
- Has monthly sales of more than $25K
- Has been denied credit from a bank
Recently Funded Clients
- Main Need: Payroll & Per Diem Support
- Funding: $200k Line
- Employees: 3 Crews
- Location: Kansas
- Main Need: Payroll, Per Diem & Materials
- Funding: $625k Line
- Employees: 30
- Location: Pennsylvania
- Main Need: Payroll & Subcontractor Support
- Funding: $175k Line
- Employees: 65
- Location: Minnesota
- Main Need: Ad Buys/Payroll Support
- Funding: $1.5M Line
- Employees: 18
- Location: New Jersey
- Main Need: Payroll & A/P Support
- Funding: $2.5M Line
- Employees: 30
- Location: Virginia
We Serve Most B2B
Industries Including:
Our factoring company provides funding to cover payroll, expenses and other supplier demands to large and small businesses in most industries.
What our customers say
Google Reviews 4.8/5 Rating
(*)Disclaimer: The advertised daily rate is based on a twelve-month agreement, with minimum monthly purchases of $700,000 from Dun & Bradstreet-rated account debtors holding a 5A3 rating or higher. Debtor concentration must not exceed 15%, and net sales terms cannot exceed Net 30. Final underwriting of the applicant company, its owners/officers/guarantors, and account debtors will be a key factor in any written offer, and the results may influence the terms of any written offer.